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Features
8
Different "Look and Feel" Themes to choose from
Search
Engine Registration
Mortgage Calculators
Consumer Education Information
Publish Your Interest Rates
Online
Online Application
- Downloadable into your favorite LOS
Wireless Email Notification
of Online Applications
Sync Online Mortgage
Applications to your Palm Pilot with 1 Click
Customize your
auto-response email to Online Mortgage Applicants
Domain Name Web-hosting
/ Email Addresses
100% Upgradeable -
24 hours per day / 7 days per week
Coming Soon!
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8 Different "Look and
Feel" Themes to choose from
LoanBright has designed a number of different "look and feel" themes
for its mortgage websites. One can choose from a number of attractive
designs and it is possible to change to a different theme with simply
the click of a mouse. Also customize your website with your company's
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Search Engine Registration
From our control panel, we teach you how to add keywords through "Meta
Tags", to maximize the visibility of a LoanBright website on the major
search engines like Yahoo, Alta Vista, Excite, Lycos and Google. |
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Mortgage Calculators
Choose from a number of useful mortgage calculators to be displayed
on your website to allow your potential borrowers to play with scenarios
and better understand the mortgage process.
- Payment Calculator - calculate a monthly mortgage payment
- APR Calculator - calculate the actual APR for a loan
- taking into account closing costs, points, and the quoted interest
rate for the loan.
- Amortization Calculator - estimate monthly principal
and interest payments and mortgage balances for the term of the
home loan.
- Pre-Qualification Calculator - estimate maximum purchase
price based on income, percent downpayment, and maximum monthly
debts.
Premium Calculators
- Effects of Pre-payment Calculator - calculate the effects
of paying additional monthly principal against your loan.
- Income Requirements - calculate the income required to
qualify for the home of your dreams.
- Loan Length - compare the amount of time it will take
to pay off your loan with various monthly payments amounts.
- Payment Table - compare the monthly mortgage payments
for a range of interest rates and principal amounts.
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Consumer Education Information
Over 75% of mortgage shoppers are using the Internet to gather information
about the mortgage financing process. Attract and retain potential
borrowers on your website by providing them with the information
they need to make an informed decision on their loan.
- Mortgage Terms Glossary
- Financing your home
- Mortgage Options
- Rent Vs. Own
- Explanation of Closing Costs
- Questions and Answers on Credit
Premium Mortgage Education Topics
- · Are You Financially Prepared?
· Choosing Between Renting & Buying
· Deducting Your Mortgage Interest
· Determining Your Property Value
· Guide to Refinancing
· Handling Loan Rejection
· How Much Can You Afford?
· How to Shop for a Mortgage
· Managing Your Mortgage
· Mortgage Escrow Accounts
· Mortgage Glossary
· PMI's Frequently Asked Questions
· PMI's Lowering Your Down Payment
· Professional Assistance
· Save Big With 15 Year Loans
· The Loan Closing
· The Loan Settlement
· The Mortgage Loan Process
· VA Loans
· What Happens After Applying?
· What to Expect After Your Purchase
· When Your Loan is Transferred
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Publish Your Interest Rates Online
According to the recent MBA survey released on 5/8/2001, nearly
75% of borrowers who obtained a mortgage in 2000 went online to
check mortgage rates. It's easy to publish your rates on your website
with our tools. Quickly and easily publish today's interest rates,
points and aprs on up to 84 fixed rate and adjustable rate mortgage
products using the LoanBright web page updateable interface found
in the control panel.
You can also add, change or delete free form text to your rate
page at any time. Many of our customers add a standard "disclaimer"
such as: "Rates subject to change at any time. Rates quoted
above are based on a loan size of $150,000 for conventional mortgage
programs and a loan size of $300,000 for Jumbo mortgage programs,
30 day rate lock, owner occupied property. Other rate/point options
may be available. "
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Online Application - Downloadable
into your favorite LOS
Whether you are spending tons of money trying to get consumers to
your website or your Realtor has referred her new home buyer to
your website, don't let them get away without applying online. Borrowers
can apply online with a simple, but robust, one page questionnaire
that captures nearly 100% of the information a loan officer needs
to accurately pre-qualify a new potential customer. The borrower
is instantly notified of the receipt of their online application
via email, so they have confidence in your online system. Loan Officers
are instantly notified of new online applications via email and
optionally on their cell phone.
LoanBright online applications can be downloaded into your favorite
Loan Origination Software like Contour's Loan Handler, Calyx Point,
Byte's - The Qualifier Series or Genesis2000.
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Wireless Email Notification of Online
Applications
See how our wireless
solution works!
How would you like to know when a new potential borrower has applied
online - no matter where you are, no matter what time of day? Don't
lose another borrower because you are unable to check email while
on the road. Now you can be notified of all online applications
on your cell phone, pager or pda. Online applications generated
by LoanBright's websites are now fully integrated with all wireless
devices that have email capabilities. Mobile loan officers can now
receive the instantaneous delivery of critical borrower loan application
data in time for immediate response. Bag more business by delivering
superior customer service.
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Sync Online Mortgage Applications to your
Palm Pilot with 1 Click
Are you a Palm fanatic? Transfer LoanBright mortgage applications
to your Palm address book with 1 click of the mouse. Mobile loan
officers can now have instant access to valuable contact information
on new and existing borrowers without re-keying data. If you haven't
yet started to use a Palm enabled device, here's another reason
to get yourself organized, save time, make more money!
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Customize the Auto-Response email
to Online Applicants
The moment a consumer clicks on the submit button on your online
application, not only are you notified via your email and possibly
your cell phone, the consumer also immediately receives an email
from your company thanking them for applying and giving them your
contact information. You have the ability to customize that auto-response
email. You may want to tell the consumer when to expect a return
phone call, you may want to give them instructions on which documents
they should gather together, or you may want to notify them of a
special program you are running this week. You remain in complete
control of the message automatically delivered to each online applicant.
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Domain Name Web-hosting / Email Addresses
LoanBright has a state of the art web operations facility that
provides the highest level of fault tolerance, security and connectivity.
LoanBright's web server response time is optimized with "one hop"
connectivity to the Internet backbone. Also, get your own email
addresses with your own domain name: i.e. - yourname@yourcompany.com
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100% Upgradeable - 24 hours per day
/ 7 days per week
LoanBright is constantly adding new features and functionality
to its mortgage websites every month. Most new features are available
at no additional charge, to help you work faster and smarter and
ultimately close more loans. Simply choose to "turn on" or "turn
off" any new feature, at your discretion.
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Coming Soon!
One click access to wholesale lenders, mortgage insurance companies,
title insurance companies, automated underwriting, appraisers, credit
companies, doc prep companies, flood cert companies and many more.
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